How To Start A Business With No Money

how to start a business with no money

Do you know how to start a business with no money? Even though this sounds quite awkward, it is quite doable. The most important thing is just understanding the steps that you should take if you need a business but lack the initial investment. 

So many people have tried it and they have been able to succeed. You can learn from such minds in order to succeed in all your endeavors. 

Well, the best part is setting up a business nowadays isn’t a big deal. All you have to do is pitch a unique idea. Yes, funds are important but not everywhere. There are a handful of businesses that require zero or less investments. 

Discover such businesses at the end of the article and make your life worth remembering.

The Main Challenge Of Entrepreneurs 

The Main Challenge Of Entrepreneurs

Money is a constant challenge among most entrepreneurs. You may find it hard to buy your next business equipment or even meet your payroll needs. It is common to feel insecure about the amount of cash that is in your business. That is why most people would like to learn how to start a business with no money. 

There are some side hustle businesses that you can start with no money literally. However, any business that provides a decent living and calls for your full focus definitely needs capital. 

How To Start A Business With No Money

How To Start A Business With No Money

This article looks at some of the strategies that will help you to raise that capital. It will make sure that your business runs smoothly. You can begin with businesses that need minimal to no capital then invest your returns to other businesses. 

1. Save Money

The easiest way to start a business with no money is to wait until you have saved enough cash. Even though this answer sounds be the most annoying, it is worth your consideration. 

Most of the business ideas that can work today will still work perfectly in the coming few years. Therefore, you need to take enough time to scrimp each penny that comes your way and saves enough money. It is a great starting point if you wish to quit your full-time job and start a business of your own. 

However, this does not imply reducing the equity amount that you should give away. All you need to do is develop a mindset of rejecting unnecessary and bad expenditures. 

You can begin by immediately saving 50 percent of your monthly income. Think of transferring it to a brokerage account or Sacco shares before the cash gets into your hand. It is one of the best strategies on how to start a business with no money.

It will take time to start the business but you can be sure that it will definitely happen over time. Once you have sufficient funds in your account, you will be able to start a business of choice. The more you save for your business, the better. 

2. Move To The Role Of Sales

If you are determined to wait until you save sufficient funds to bootstrap your brand, there is a change that you can make now. Move to the sales role regardless of your industry. Sales jobs tend to be more entrepreneurial than operations or back-office jobs. 

Most of the sales jobs are commission-based and hence you can earn and save more. When you do the same thing every day, it tends to be so boring. It is better to look for a customer-facing role like selling the loans that you currently underwrite. 

With a sales job, you get the opportunity of dealing with failure and take antidepressants each day. You will be able to deal with failure and test yourself to see if you have the mental fortitude of handling anxiety. Remember you don’t know when the next paycheck will be coming your way. 

However, sales are not an alternative for all people. If you are not a salesperson, you can read other tips on how to start a business with no money. 

3. Raise Money 

Most of the public companies that you see raised money at some point in time. If you have a billion-dollar idea, there are strategies that will not be of help to you. 

You can begin with your family and friends before looking for angel investors. These investors will give you the money you need to start the business and meet your investment goals. However, most of them will need to verify whether the business idea has the potential to succeed. It is a great answer on how to start a business with no money. 

4. Start Part-Time

To learn how to start a business, the best strategy is to start part-time. You can write e-books, do affiliate marketing, or market weekly email marketing among the many other freelancing opportunities. Choose wisely because some businesses like concrete cutting cannot be done part-time. 

To learn how to start a t-shirt business with no money, the best tip is to start part-time. By doing so, you will be able to network with future partners or customers. Earning some income will validate your business idea to the potential investors. 

By the time you are going full-time, you will already have enough funds and knowledge for your business. However, you can start a business that is different from what you wish to run long term. Some small business ideas to help you gain experience include website creation, poop scooping, food delivery, and niche sites. All this will help you to learn how to start a business with no money. 

5. Lean Startup 

It is possible to create a minimal viable product or service and then release it to the market. The secret is just having a creative mind. It is a great tip if you want to learn how to start a business with no money. 

It is a good way to start generating revenue for yourself. However, make sure you understand the interest and reaction of the public towards your product. The business should be able to succeed using the available amount of time and money. 

It is a strategy that you can easily combine with the other 4 above. The amount that you raise from your startup initiative will go a big way in helping you to grow the business.

Best Businesses One Can Set Up Without Any Investment

Best Businesses One Can Set Up Without Any Investment

Now that you know how to set up a business without money, let’s discover some businesses that are one of those. In difficult times, you can take ideas from them and convert your ideas into high-paying jobs. So, let’s check them out:


Nowadays, podcasting has become a very popular and fun to-do activity. This particular business idea depends on connections, ideas, and not just funds. If you have a high-quality mic and audio device, you can easily start podcasting!

Influencers will love to join your podcast since it gives them more exposure and also cash. But what’s even better for you is the upcoming traffic and popularity for your future prospects. 

If you want to make money out of a podcast, try:

  • Podcast Subscriptions: Listeners subscribe to the podcast, eventually leading to some financial gain. 
  • Sponsorships: If big or local names are willing to sponsor you and pay for shoutouts, you can make huge money. 

Content Curation

Content curation or social media influencing, whatever you call it, is a business that costs nothing but brings huge money. Just like other businesses, it doesn’t happen overnight. You have to put much effort into it. 

In this field, you have to focus on a particular niche if you want to drive huge results. Your niche can be anything from traveling to baking. As long as you generate meaningful content, your fans are likely to keep paying you. 

After building a large enough audience, below are some ideas to change it into a lucrative business:

  • Start with self-merchandising
  • Affiliate marketing
  • Sponsored posts
  • Brand sponsorships
  • Begin a Patreon for content
  • Join TikTok’s creativity program


Another hyped-up business idea without any investment is blogging. In some cases, it comes with six-figure salaries, as well. Blogging actually has a lot of potential in it because digital marketing is the key to success nowadays. 

It costs almost nothing to begin blogging. Rather than having to invest in third-party sites like Medium or LinkedIn, you can invest in your personal property. It just costs a few bucks, offering you much more versatility than other businesses. 

You can monetize your blog by selling your own products or services on the website. You can also run organic, non-paid ads on your page and generate revenue for every click or impression. Some newcomers also come up with membership and donation ideas.


All said and done, you will not be able to learn how to start a business if you don’t plan. The plan that you have in place is what will kick start your business. If you wish to raise some capital, create a financial budget and stick to it later. These tips will guide you through the process of how to start a business with no money. 

Having said that, here we come towards the end of the article. Tell me what’s your favourite idea of starting a business without investments in the comment box. 

Thank you for reading this one till the end. Keep following us for more informative content.

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Sofia Kelly is a passionate blogger. She loves to share her thoughts, ideas, and experiences with the world through blogging. Sofia Kelly is associated with The Daily Notes & Content Rally.

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